Category Archives: Society

What happens when charms of old school design meets high tech gizmos? Meet at Ariel Rider ebikes!

Under the care of Bann Industries, Ariel Rider is giving old school design a new lease of life. Cruiser bikes has always been viewed with a nostalgic gloss, but consumers are opening their eyes to what has become the game changer technologies, unique craftsmanships and styles. It’s all in the detail: perfectly hand stitched handlebar grips, smart trip computer on this unique ebike and finely tuned details. Now it’s hard to think how such a beautiful design features never come back alive again and overlooked before.

The all aluminum body has all the trappings of a pleasant hamlet and all benefits of a durable and lightweight structure. Yet it’s perhaps because of this equilibrium that it’s so eye catching!

The safety center of Ariel Rider has hot the top spot of ebike safety measures not just because of it’s daring control system, it’s advanced disc brakes and it’s LED lights but also it’s ability to define itself by turning on your lights when it’s dark outside. Charm of old school’s wonderful self-reinvention continues to impress.

The main purpose of this product is far beyond from just taking you from point A to B, but rather give riders an unparalleled riding experience. As in all of our products, Ariel Rider is also produced with one thing in mind: “Excellence is in details!”

Since we released our first brand ‘e-Bann’ (currently available in 17 countries’, got many sustainability awards and we’ve received overwhelmingly positive feedback from partners and customers: everyone loves the convenience of an ebike that brings to their lives. Keeping that in mind we don’t only manufacture the best products that we can, but we also provide a great customer service.

Learn more about Ariel Rider ebikes at: www.ArielRider.com

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Motorists are Needlessly Wasting Fuel Through Ignorance

Whilst the usual focus of TorqueCars is on car tuning, they spend a lot of time educating drivers, making the roads a safer place and keeping the flow of traffic going.

The forums are full of tips and pointers from seasoned car tuners and enthusiasts from around the world making it a great destination for people looking for sound advice.

TorqueCars note that there are a few common mistakes drivers make that are costing them hundreds each year.

Poor maintenance of the car wastes money. Oil changes are vital and reduce wear and tear on the engine. Good quality oils can also save fuel by effectively reducing the friction in the engine. Low oil levels and using the wrong oil really accelerates engine wear and worn engines are less efficient and will use more fuel.

Additionally when filters get clogged up, air fuel and oil they add restrictions into the engine decreasing efficiency.

Tyre pressures make a big difference to your fuel consumption. Under inflated tyres can adversely affect your handling, in addition to wasting fuel. TorqueCars owner Waynne Smith says, “In the real world simple things like checking tyre pressures, adjusting your driving style and correctly servicing your car can make a massive difference to your motoring expenses and costs.”

Driving style and habits are certainly one of the biggest wastes of resources. Most inexperienced drivers are guilty of at least some of the following fuel wasting habits.

Driving too fast – this can waste around 15% of your fuel or more! Going at 50mph is a lot more fuel efficient than driving at 70mph. Every 5 mph over 70 uses exponentially more fuel.

Braking hard also wastes a lot of momentum. Just easing off the throttle earlier as you approach a stop or junction will also avoid wasting fuel.

There is also another top tip from TorqueCars. Choose the right gear! Contrary to popular belief being in too high OR too low a gear will waste fuel. Your aim should be to keep the car in it’s power band where it is most efficient. Going outside of this will not only waste fuel but will increase the wear and tear on your engine resulting in costly repairs.

In addition to these fuel saving tips there are some tuning modifications you can apply to your car to maximise your fuel. TorqueCars website goes into these in some detail and they range from remaps, internal engine work and modification to the wheels and tyres.

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Car insurance plan is all about creating a new revolution in the vehicle industry

The Indian urban transport system is undergoing a face lift. Many small budget cars such as Nano and others have become very popular among vehicle owners in India. Automobile companies are consistently introducing new cars and motorbikes that meet precise requirements of Indian consumers. However, this has also resulted in increase in the number of car accidents. Vehicle owners are also experience problems with traffic jams, parking space and a lot more. Safety is the major concern.

For safety of vehicle, one needs to buy a comprehensive Car insurance plan. Motor insurance plan is important to cover various dangers a vehicle may encounter. Most of the risks covered include the ones caused by natural as well as man-made calamities. Get a vehicle insured is the primary source of keeping risks away from a vehicle. However, it is crucial to understand more about the best Vehicle insurance companies before investing in a plan.

In India, car insurance plan and the companies are managed by the Indian Motor Tariff. Hence, the cover offered will remain the same regardless of where one buys it from. Additionally, the Car insurance plan is compulsory as per the law. It should also be renewed each year.

There are many things to consider before buying a car insurance plan. One needs to know about the premium rates. The company will ask for records and details such as gender, age, gender, payments made in the past etc. These factors influence the premium rate.

Using quotes will also help in getting an idea on rates and cover facilities offered. Studying the costs and coverage offered by the companies in detail is important.

“Comparing quotes will make sure one gets the best rate and cover facilities offered by various reputed companies in India” states Insurance Experts.

It is crucial to check the reputation of the insurance company prior to buying the insurance plan. The research will help in reaching out to the best company in India.

Accidents cannot be foreseen. Getting a car insurance plan from one of the best vehicle insurance companies such as ICICI Lombard or Bajaj Allianz can help customers ensure car security under all conditions.

Buying car insurance plan from one of the most reputed vehicle insurance companies can help in securing the vehicle and ensure adept financial help in case of an emergency. Buying a car insurance policy after weighing all the pros and cons can definitely help a car owner ensure safety of their vehicle. Moreover, these plans are mandatory for vehicle owners in India by law.

I am renowned Insurance Agent, presently working for the venerated survey company for the contribution of Facts & Figures for the reports & statistics. Previously, I have been active member for many government schemes concerning Auto Insurance in India.

Contact Details: Kerala, 3622902, devikapandit19@gmail.comwww.insuranceexperts.in

 

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SEAT Young Driver course has positive effect on accident rates

The pioneering SEAT Young Driver programme is proving to have a positive effect on accident rates among its participants. This is according to research into the subject by Young Driver Training Ltd, the company behind SEAT Young Driver.

A survey among teenagers that have taken the ground-breaking young driver course has revealed that their accident rate is markedly reduced when compared to the overall rate of newly qualified drivers in the UK.

Statistics from the Department for Transport show that two out of ten newly qualified drivers will crash within six months of passing the test*, and drivers aged 17-24 are involved in one in four incidents of serious injury or death on the road, despite accounting for one in eight full UK driving licences.**

By comparison, of those that responded to a Young Driver Survey and had held a full licence for six months or more, fewer than one in ten had been involved in an accident behind the wheel: 9%, which is less than half the national rate.***

Institute of Advanced Motorists (IAM) chief examiner, Peter Rodger said: “It’s good to see early indications that pre-driver courses are producing safer drivers. The IAM has always felt that training drivers over a longer period of time and catching them when their attitudes towards driving are still developing is key to producing a safer driver.

“Facilitating more time to develop skills of observation and anticipation, and to build a broad experience of different traffic conditions, will ultimately save lives.”

Kim Stanton, Marketing Director for Young Driver, added: “Our research, along with data from the Swedish Government, shows that training young people to drive at an early age when they’re much more receptive to road safety messages really could save hundreds of lives per year.”

SEAT Young Driver is the only driver training course of its type in the UK, offering anyone aged between 11- and 17 years old the chance to get behind the wheel with a qualified ADI instructor and learn how to drive.

Research undertaken for the Swedish Government found that establishing a minimum number of hours of pre-test driving experience slashed accidents among young drivers by 40%****. SEAT Young Driver was set up in 2009 based on this research, and remains the only course of its type in the UK.

By the end of 2012 over 60,000 young people will have taken the SEAT Young Driver course, each of them equipped to go into their driving lessons at 17 having learned the fundamentals of driving.

Lessons take place throughout the UK, from Southampton to Glasgow, at venues with facilities for driver training away from the public highway; locations have included The NEC in Birmingham, Brent Cross in London and Metro Centre, Gateshead.

The course includes the very basics of manoeuvring a car, to more complex, real-world skills like overtaking, using a roundabout and reverse parking.

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Cadillac Sponsors 2012 Winter Park Concours d’Elegance

Cadillac will be the primary sponsor of the 2012 Winter Park Concours d’Elegance, taking place Nov. 11 in Old Winter Park, Fla.

Winter Park Concours d’Elegance is one of the most prestigiously-ranked and exotic classic car shows in the United States. During the one-day event, Winter Park’s downtown Park Avenue area will be closed, allowing up-close access to individual autos and automotive groupings. Accenting the event will be music and dining, all combining to make the Concours d’ Elegance a special day for visitors to Winter Park.

“Cadillac is pleased to support 2012 Concours d’Elegance,” said Dave Fitzwater, Cadillac Regional Director, Southeast Region. “Our brand is synonymous with luxury and design and we look forward to being a part of the beautiful display of classic cars that will be showcased.

A free event to the public, Concours d’Elegance is expected to draw more than 75,000 attendees, many of them from outside the Central Florida area.

“Between the classic car exhibitors and the people who travel to Central Florida to see the classic cars, we anticipate as many as 5,000 out-of-area attendees,” according to Tim Weber, who oversees the 2012 Winter Park Concours d’Elegance.

The three day automotive celebration begins with a ticket-only event at Sanford International Airport on Friday, Nov. 9 and concludes with the Concours event on Sunday, Nov. 11.

Cadillac has been a leading luxury auto brand since 1902. In recent years, Cadillac has engineered a historic renaissance led by artful engineering and advanced technology. More information on Cadillac can be found at media.cadillac.com.

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President of Volkswagen AG reiterates the commitment of the group to Spain

Dr. Martin Winterkorn, president of the Volkswagen AG Board of Directors, has participated in the Hispano-German Entrepreneurs Meeting, which took place in the executive headquarters of the government, and which counted on the presence of the President of Government, Mariano Rajoy, and the German Chancellor, Angela Merkel.

“Volkswagen will continue its close link with Spain in the future,” assured Dr. Winterkorn during his address before the heads of the principal German and Spanish companies. According to the president of the Volkswagen Group, Spain has played an exemplary role in the last few weeks, having taken brave but successful decisions. “Of course, results are not achieved from one day to the next, but the direction is the correct one. I am sure that they will be achieved,” he added.

The President of the Volkswagen AG Board of Directors highlighted the role of the Group within the automobile industry in Spain: “The activities of our Group represent 25% of the Spanish automotive industry and, with the SEAT brand, Volkswagen and Audi, we are among the companies with the highest volume of business in Spain. Besides, we are the major industrial investor in the area of research and development, and we employ more than 18,000 people between the factories of Pamplona and SEAT Martorell.”

Regarding the current situation of the automobile market Dr. Winterkorn pointed out:
“It is true that SEAT is especially suffering the steep drop of the domestic Spanish market, but it is also true that it has the product and the adequate team, so that when the market recuperates, the brand will grow exponentially. SEAT will continue to be a fundamental element in the global strategy of the Volkswagen Group,” he added.

Dr. Winterkorn also made reference to “the high rate of youth unemployment,” which poses “a complicated mortgage upon the future of Europe. Facing it should be the political as well as the economic objective.” He also confirmed the commitment of the company to future generations: “With the ‘Start Up Europe’ Program, we are creating professional opportunities for young engineers. And also here in Spain we are manifesting our commitment with the implementation of dual training,” he said.

“The Volkswagen Group is a perfect example for demonstrating that the ‘European Idea’ has future potential. We have 12 brands in 7 countries of the EU that work together successfully. At Volkswagen, we believe in Europe. And we are willing to give our support so that Spanish and European industries can be strong and solvent in the future,” he concluded.

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Admiral Reveals Prices At The Pumps Fuelling Anger Amongst UK Motorists

Admiral has revealed the results of new research which shows more than 9 out of 10 UK motorists feel ripped off by the current cost of fuel and a similar number are worried that the price of fuel is going to continue to increase.

Car insurance expert Admiral commissioned YouGov to survey more than 3,000 drivers as part of its annual Admiral Survey of Motorists. The statistics showed 93% agree that they feel ripped off and 89% worry that the price of fuel will continue to increase. When questioned as to why they believed fuel costs are so high, respondents overwhelmingly blamed the UK Government, with over three quarters (76%) saying it is most to blame. It was followed by oil companies (41%), world affairs out of the public’s control (25%) and petrol retailers (20%). In fact, 73% agreed they believe the Government is trying to price motorists off the road.

With the average price of fuel per litre standing at £1.40 for unleaded and £1.44 for diesel, the driving public think a fair price for a litre is considerably lower at 92p for unleaded and 94p for diesel according to the research.

Sue Longthorn, Admiral managing director, said: “Motorists are clearly annoyed at the current cost of fuel, and don’t see the price dropping anytime soon. With the proportion of the price at the pumps made up of duty and VAT, it’s clear that motorists see the Government as the biggest culprits when it comes to inflated fuel prices.”

The current cost of fuel is certainly having an impact on the motoring public as over half (57%) have reduced the amount of driving they do due to the cost of fuel while two fifths (40%) have had to cut back on essential spending in order to be able to afford fuel.

Sue continued: “Interestingly, our research shows that some motorists could turn this frustration into action as 42% would consider protesting publically about the cost of fuel. I’m sure no one wants to see a repeat of the scenes in recent years of petrol stations running dry and enormous queues.”

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Hengehold Trucks Using Social Media to Improve Customer Service

Hengehold Trucks, a provider of quality pre-owned commercial vehicles, has announced an alternative method to alerting their customers of new vehicles arrivals into their inventory. Hengehold Trucks will be using social media, Twitter, for instant updates on recent additions to their sales inventory. Customers can now see what vehicles are available without having to wait for Hengehold Trucks’ monthly newsletter for the information.

Within the last month, Hengehold Truck has added over 30 new vehicles to their inventory, bringing their current total to over 90 used commercial vehicles. The inventory includes a wide range of commercial vehicles from mini cargo vans, box vans, passenger vans, pickup trucksutility trucksflatbed trucks, stakes trucks, and dump trucks.

“I have bought several trucks from Hengehold over the years and there is a reason I keep going back. The quality of their used vehicles is unmatched. They have very clean vehicles and a pretty good selection of them at that. They go through an extensive inspection on each vehicle. I have purchased four vehicles and have never had the problem,” said Sally M., a Hengehold Trucks’ customer. (Source:http://www.insiderpages.com/b/3710515810/hengehold-motor-co-palo-alto-1)

Hengehold Trucks has served costumers in many places beside California such as Saipan, Marinia Island, Seattle, Washington, San Antonio, Texas, and Salt Lake City, Utah. Their primary customers come from a diverse collection representing many industries as well as customers from universities, government agencies, and individuals.

To get the latest updates of Hengehold Trucks’ new commercial vehicles, follow them on Twitter at: http://twitter.com/htrucks.

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Confused.com Reveals That Drivers Are Unaware Of Rewards For Good Driving

The thought of having a telematics device fitted to their car may worry some drivers, and many drivers have not even heard of Telematics technology. However Confused.com has come up with a solution: the ‘Confused.com MotorMate’ driving app which is now available on Android and launched today on iPhone to coincide with the launch of the iPhone 5.

Confused.com MotorMate app will allow drivers to monitor their driving behaviour by using their mobile phones GPS. The app will assist drivers in finding out about telematics and how they can be rewarded for good driving. The app is free to download from Google Play and Apple’s App Store.

With the introduction of telematics devices safe drivers may no longer have to pay the same high car insurance price as someone who drives like a ‘bat out of hell’. Telematics devices, which monitor a driver’s skill and rewards good driving, are becoming increasingly popular, according to car insurance experts at comparison site, Confused.com, who now have several black box insurance providers on their books and have their own telematics app. However, new research also shows that many drivers remain unaware that they could be rewarded for good driving.

Almost two out of five drivers (38%) say they would consider having a telematics device fitted in their car. However, almost half (47%) of drivers have told Confused.com that they are still unaware of the new telematics, or black box, devices, which can reduce car insurance costs for careful drivers. Once they know about the boxes, saving money is a motivator for 86% of drivers, and deterring theft by using a black box as a tracking device is a motivating factor for 43% of drivers.

Young drivers are most likely to consider having the devices fitted: 40.5% of 17-24 year olds say yes they would consider getting a telematics device fitted, compared to an overall average of 38%.

Regionally, London has the least awareness of telematics. Only 36% of drivers said ‘yes’, they have heard of telematics, black boxes or pay-as-you-drive technology, compared to a national average of 44% and just 34% of London’s drivers say they would consider having one of the boxes installed, as opposed to Northern Ireland where a whopping 54% of drivers say yes to the idea of the devices.

Significantly more men than women (50% v 39%) have heard of this new technology, but interestingly a similar number of men and women would consider having the devices fitted: 38% of women and 39% of men.

Joanne Garcia Head of Emerging Products at Confused.com said: “Telematics offers drivers the chance to save money on car insurance. Although the benefits are there for all drivers, it can be especially welcome to younger drivers considering that 17-20 year olds are paying an average of £2,491 for a comprehensive policy.”

“Also by offering our customers our Confused.com MotorMate app if they are unsure of telematics it allows customers to try the telematics experience before having to commit. The app allows us to reward our customers for being good drivers. By using the app drivers can really understand how they drive and over time they can improve on their driving skills, making them a safer driver and hopefully making our roads safer too.”

Anyone interested in finding out more about telematics can download the free app called Confused.com MotorMate

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Honesty Not The Policy In Sydney Car Parks

Touch parking is on the rise in Sydney suburbs with nearly 70 per cent of drivers having had their car damaged while it was parked, research by NRMA Insurance has found*.

The insurer’s claims data also shows that the Inner City is the place where you’re most likely to return to your parked vehicle and find it damaged with no note, followed by the Inner West and Eastern Suburbs.

“Our research showed that a note is left by the offending driver in less than nine per cent of cases”, said NRMA Insurance spokesperson Andrew Tubb.

“Sometimes people may not realise they’ve hit another vehicle or maybe they think it’s such a gentle hit they haven’t done any damage”.

“Although a lot of drivers do not own up to hitting a parked car, there are a lot of witnesses to touch parking – two in three people have seen a car connect with another car while trying to park in a tight spot.”

And with increased residents and limited parking spots in many Sydney suburbs, touch parking is likely to be an ongoing issue for NSW drivers.

“We think that at times maybe out of frustration, drivers may try to squeeze their car into a tight spot to rush to their destination”.

“No matter what the reason, if drivers do accidently hit a car while parking, we’re encouraging them to do the right thing and leave a note – you never know when you might be on the receiving end and find your car damaged,” Mr Tubb said.

NRMA Car Insurance offers some tips to try and avoid touch parking:
– If you hit a parked car, do the right thing and leave a note with your details;
– If you witness a collision, pass on any information you have to the innocent party;
– When looking for a parking spot, consider the size of the park and if there is adequate space for your vehicle; and
– If you have a passenger, ask them to get out and guide you into the parking spot.

* Based on a survey of 450 NSW drivers by Pure Profile Research & on NRMA Insurance car claims data for the financial years 2008-2011.

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Ticket Relief Is Now Social!

Ticket Reliefannounced today the launch of its official social media platform, including the company’s presence on Facebook, Twitter, and YouTube.

Ticket Relief’s first-ever Facebook page (http://www.Facebook.com/TicketRelief) will focus on developing direct connections to the mainstream audience, making this the ideal destination online for those who utilize the services of the preferred choice for satisfying traffic school on the Internet.

Following Ticket Relief on Twitter (http://www.Twitter.com/TicketRelief) will give the opportunity for people to instantly connect to breaking news on Ticket Relief services, promotions, forthcoming contests, prize giveaways, and also chat (via the #TicketRelief hashtag) about what they enjoy about the Ticket Relief experience.

Ticket Relief’s YouTube channel (http://www.YouTube.com/TicketReliefTV) will allow people to have the access to see up close and personal what Ticket Relief is all about and connect 24/7 with an expanded audience on one of the most exciting and popular online platforms. Ticket Relief’s first two YouTube videos are now available for download, with new ones coming later this fall.

Through this innovative approach in online expansion, Ticket Relief hopes to earn the attention and trust of its future customers, while satisfying the needs of its current clientele by putting their information needs at the center of its business model.

The right content through the interactive channels of Ticket Relief is the next step toward bringing tomorrow’s socially-led media world into today.

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Diamond Reveals Young Women Unprepared For Change In Gender Law

In just over three months’ time a new law comes into force which will prevent insurance companies from pricing premiums based on gender. This is likely to mean higher car insurance premiums for young women, but new research reveals the majority of those who will be most affected by the change are completely unaware of it.

The EU Gender Directive becomes law on 21st December. Diamond, a specialist in car insurance for women, surveyed 1,000 women motorists aged under 30 about the Directive, and found that many of them don’t realise how much it will affect them.

More than half (51%) of those surveyed were unaware of the Directive at all. When asked when they thought the Directive was coming into force only 16% correctly knew that it was later this year. More than a third (36%) thought it was already the law with 16% saying they thought it came in last year and 20% that it came in earlier this year.

Dave Halliday, Diamond managing director, said: “The EU announced it was changing the law regarding gender back in March 2011, which might explain why so many women think it is already in place. However insurance companies have been given until December this year to make the necessary changes to how they price premiums.

“Unfortunately the change is likely to result in higher insurance premiums for young women. This is because from a risk point of view women will have to be treated the same as men, and young men in particular have the worst driving record and are the highest risk. Young women, particularly those aged under 22 should be aware that their premiums will probably be higher when they come to get insurance from 21st December onwards.”

Years of data clearly shows that young men have a far worse driving record than young women. Diamond’s own statistics show men under 21 are four times more likely to have a dangerous driving conviction than women the same age, and the cost of the accidents they have is worse, on average accidents involving men under 21 cost 48% more than those involving women under 21.

Despite the EU’s assertion that men and women are the same, Diamond asked the women surveyed their thoughts on the issue. 72% said they believe men and women drive differently, while a massive 83% believe men and women think differently. Not surprisingly only 7% of them believe men are safer drivers compared with 56% who think women are safer. 37% believe they are the same.

Diamond is looking for the thoughts and comments of young women on the EU Gender Directive and will enter any women who leave a comment on its website into a draw to win an iPad. Diamond has also produced a fun video with comedian Sy Thomas to show the difference between men and women. It can be found at www.youtube.com/watch?v=Mshm3Wzk8Eo&feature=plcp.

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Drivers Ending The Working Week With A Bang

With research from NRMA Insurance showing Friday is the worst day of the week for a collision, the insurer is calling for drivers to stay alert at the wheel especially as they head into the weekend*.

The insurer’s data showed that collisions on a Friday spiked by 17 per cent above the weekly average and Sunday is the least likely day to have a collision. The peak hour times of 3pm to 5pm during the week are the worst time for a collision and 11am to 1pm on the weekend.

NRMA Insurance spokesperson Damien Butler said the data was a timely reminder to drivers to focus on the road while they’re at the wheel particularly on a Friday and during peak hour traffic.

“People may be starting to unwind for the weekend and be distracted on a Friday, which contributes to them being at higher risk of a collision.

“In the afternoon, drivers may be rushing home from work, hurrying to collect their kids from school or heading away for the weekend and not taking extra care while driving.

“We want to urge drivers to focus on the road, be aware of traffic conditions and to stay calm while driving to help prevent the worst happening,” Mr Butler said.

In the event of a collision, NRMA Car Insurance recommends drivers:

– Stop immediately and give assistance to anyone who is injured;
– Call an ambulance if required;
– Call the police if a person has been injured, the other party fails to stop and/or supply details, a vehicle has to be towed, a driver appears under the influence of drugs or alcohol or there is damage to property;
– Exchange details, including date, time and location, name and residential address of the person involved and the owner of the vehicle, licence and registration details, make and model of the cars involved and insurance details;
– Collect the details of any witnesses and police in attendance; and
– Contact your insurer.

* Based on NRMA Insurance comprehensive motor claims data for the 2011 calendar year.

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Driven To Distraction By Mobile Phones

With over 40 per cent of NSW drivers using their mobile phone while at the wheel, NRMA Insurance is calling for drivers to focus on the road to avoid being at higher risk of a collision*.

Recent NRMA Insurance research shows drivers are continuing to take risks by using their mobile phone while driving, with:

88 per cent making phone calls;
68 per cent texting and reading emails;
40 per cent using applications – e.g. checking the weather forecast, news headlines;
38 per cent taking photos; and
25 per cent updating their status or tweeting.

NRMA Car Insurance spokesperson Adele Buhagiar said the results were concerning, as they showed drivers were still putting themselves at increased risk of a collision, despite the safety warnings.

“The research shows that our appetite for technology extends to while we are driving, with one in four admitting that they are updating their status or tweeting while at the wheel. This is up from one in ten last year.

“We were surprised to see that people are even risking taking photos while driving. Losing focus while behind the wheel, even if it is only for a split second, may cause the worst to happen,” said Ms Buhagiar.

It is illegal to drive a vehicle while using a hand-held mobile phone in NSW, with the penalty a significant fine and three demerit points**.

Ms Buhagiar added “We urge all NSW drivers to be alert on the roads and if you need to make a call or send a message, we suggest you pull over in a safe place before using the phone.”

* Based on a survey of 415 NSW drivers by Pure Profile Research in January 2012.
** www.rta.nsw.gov.au

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Confused.com Launches A New Mobile Phone App To Reward Good Drivers

Confused.com has announced the launch of MotorMate, a new easy-to-use driving app that shows people how good a driver they are at the touch of a button, whilst earning rewards.

The app mirrors in-car telematics technology which is where a black box is fitted to a car monitoring driving performance and potentially allowing good drivers to benefit from cheaper car insurance premiums.

The app also allows drivers who are interested in telematics but are unsure about installing a little black box in their car to ‘try before you buy’.

The app has been developed in an exclusive partnership with MyDrive Solutions, the pre-eminent driver behavioural profiling company in the insurance telematics industry, and RoSPA (The Royal Society for the Prevention of Accidents), to deliver an app that allows drivers to earn real rewards and understand how good a driver they are compared with expert RoSPA drivers, who represent the gold standard for safe driving. The app is free to download from Google Play and Apple’s App Store.

The app monitors driving behaviour every second and also filters the quality of the GPS data ensuring the driver gets the most accurate evaluation of their driving behaviour. For example, if a driver is moving slowly through congestion, the app will not mark down the driver for driving too slowly, it will recognise the location and traffic build-up and will filter this from the final score, ensuring the driver score is accurate.

The Confused.com MotorMate app also has a unique heartbeat functionality where it will check in with the phone holder every day to communicate that it is working properly and to ensure that all data is being recorded on every trip.

All individual driving trips made using the app are scored out of 5 stars based on the user’s anticipation of the road, braking, acceleration, and driving at a sensible speed. Feedback on a driver’s behavior will usually be given 10 minutes after the journey has ended (subject to network coverage).

An overall ‘Confused.com MotorMark’ is given after the user has driven 250 miles in total (this doesn’t have to be during one journey – it can be a multiple of journeys). Their ‘Confused.com MotorMark’ score will be out of 100 – 100 being an expert driver and 20 being a driver who needs improvement.

The ‘Confused.com MotorMark’ score is a reflection of how the user drives overall, taking into account factors such as anticipation, pace, acceleration, braking and cornering and gives a more thorough understanding of the driver’s behaviour. The overall score also benchmarks the user’s driving score with that of an advanced RoSPA driver.

MotorMate will allow drivers to look at their driving patterns by reviewing their driving score, and seeing where there’s room for improvement. By using the app as a monitoring tool, drivers should increase their driving score over time, making them a safer driver in the process and making the roads even safer.

As users of the app become safer drivers, they could reduce their car insurance costs since being a safer driver should reduce the risk of being involved in an accident, which means less claims and potentially cheaper car insurance premiums. In fact, this is just how ablack box insurance policy works in real life, and those who opt for a telematics policy, will ultimately be rewarded for being a good driver.

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Avoiding the Perils of Dangerous Car Modifications

TorqueCars http://www.torquecars.com, one of the UK’s leading online car modding communities today launched an awareness campaign to highlight the dangers of poor quality DIY car modifications by inexperienced owners.

We see many modified cars that are downright dangerous or at least going to be unreliable. It seems that lots of car owners with minimal knowledge are making changes to their cars without realising the implications. By highlighting these problems TorqueCars hope to minimise the negative impact created by these low budget, poor quality modified cars, and focus on a professional approach to car modification.

It only takes a few high profile incidents involving poorly modified cars before the clamour is raised for legislation outlawing all modifications or restricting the choice of modifications people can do.

Some young drivers seem to think that the more noise the car makes the faster it goes. Experience proves this to be incorrect and often these large exhausts and noisy induction kits have a negative effect on the cars performance and power.

One particular area of concern is with car electrics. Inexperienced DIYers will often overload circuits or hack into wires for power without making proper provisions for vibrations wear and adequate electrical insulation. These can often short out potentially causing a fire or at least creating a breakdown.

The most common electrical mistake is putting a wire straight through a bulk head without placing a rubber grommet around the wire to shield it from rubbing on the bulk head and wearing through.

A holistic approach to car modification is required where increased power is matched with up rated braking and handling. Dropping a 2.0 Turbo engine into a car which originally had a much smaller engine will offer a dramatic power hike but the brakes and suspension will be unable to handle this causing a potentially dangerous situation.

The main motivation for modifying a car is to maximise the drivers enjoyment of the vehicle. Most modifications merely release the full potential of a car where manufacturers have detuned or restricted the car in some way for economic or reputational reasons.

It is also fair to assume that each driver has their own personal preferences when it comes to a cars power band, handling characteristics and the aesthetic design of their car.

A well modified car should be safer than the standard unmodified one due to the stronger or uprated parts introduced. Braking distances can be dramatically shortened, the risk of skidding on a deceptive bend or corner or losing control should also be lower.

By increasing an engines efficiency there is often an additional saving in fuel consumption. This fact is particularly true when it comes to tuning modern turbo diesel engines.

It’s not just poorly modified cars that present a danger; poorly maintained cars are just as big a risk. According to TorqueCars senior partner Waynne Smith, “if you walk around any public car park you will find many cars will illegal tyres. The tread depth will be below the legal minimum or there will be damage to the sidewall of the tyre. We try hard to promote responsible car ownership to our members and readers of our articles.”

The forums at TorqueCars are a great place to go to discuss your car tuning project in details with experienced car modifiers and enthusiasts from around the world. By garnering as much information as you can you’ll be better placed to avoid the common pitfalls associated with modified cars.

Via EPR Network
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Small Cars – Walking Pace Wrecks

A range of top selling small cars cost up to 70 per cent of their new purchase price to repair when involved in a walking-pace speed collision.

NRMA Insurance put the spotlight on the nine top selling small vehicles in Australia to see how their bumpers performed when involved in a collision.

The insurer is urging consumers to consider repair costs when looking for a new car as they can have an impact on their insurance premium.

“We tested the front and rear bumpers of each vehicle by simulating a low speed crash which is the most common type of crash on our roads,” NRMA Insurance Head of Research Robert McDonald said.

“Even travelling at only 10 km/h, we found many of the cars had poor-performing bumper design which resulted in high collision repair costs.

“Our test shows the importance of insurance, as well as serving as a reminder that your car choice could impact your premium. We determine whether it is economical to repair a car after a collision based on the damage and the percentage of the new purchase price it costs to repair the car.”

Mr McDonald said the test revealed a vast difference in repair costs across the range of top selling small vehicles.

“Of the vehicles tested, repair costs for a rear collision range from around $1,200 on one car to more than $7,600 on another.”

When comparing damage for a front and rear collision, the Toyota Yaris and the Honda Jazz were the most expensive to repair. The Yaris cost $13,440 to repair — 70.8 per cent of its new purchase price — and the Jazz cost $13,754 — 69.5 per cent of its new purchase price.

The best performer in the test was the Holden Barina, which had a repair cost for a front and rear collision of $2,574 or 14.3 per cent of its new purchase price.

“Poorly designed bumpers can slide under other bumpers on impact, causing more damage to both vehicles in a collision. Because of its effective bumper design, the Barina did not suffer structural damage and the damage was isolated to the bumper components,” Mr McDonald said.

“It is possible to have effective bumpers on small cars that protect the more expensive parts like headlights and the radiator.”

The NRMA Insurance low speed crash test program was designed to urge car manufacturers to make improvements to bumper bar design to help keep the cost of collision repairs affordable.

The crash apparatus uses a ‘roller coaster’ type device to simulate a 10 km/h collision which replicates impact with another car, allowing NRMA Insurance to accurately compare the costs of repairs. The tests were completed at the NRMA Insurance Research Centre in Sydney.

The NRMA Insurance low speed crash test program is a collision repair cost test and is not an indicator of vehicle safety features. All of these cars, except the Nissan Micra, have been awarded five stars in ANCAP safety rating.

Additional information can be found at http://www.nrma.com.au/small-cars-walking-pace-wrecks

Via EPR Network
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Confused.com Releases Unique Social Burglar Experiment Footage

Confused.com recently conducted a unique social burglar experiment, following research revealing that 19% of the UK does not have any home and contents cover. To highlight the importance of having home insurance, the price comparison company invited members of the public to get involved with a secretive campaign based around burglary, becoming the first comparison website to embrace social media with such a campaign.

The first phase of the campaign began by asking more than 600 people who entered the competition to visit a page on the Confused.com website and state the town or city the clues in the video pointed to:
www.confused.com/home-insurance/articles/win-one-of-the-UKs-most-stolen-items-in-our-burglary-experiment.

The first three people who guessed the correct location from the clues given were then sent a video which told them about an opportunity to steal high value items from a vacant property in Bristol. In the video, they were asked to travel to Bristol Temple Meads train station, where they were met by an actor.

The competitors were then, one by one, picked up by the in-character actor from the video in a van and taken to the location in Bristol, where they were told to gain entry noiselessly and take what they could find. The competitors were filmed inside the house and were left unaware as to whether anybody would return to the house.

A video of the experience can be found at: www.youtube.com/watch?v=q7eMdQEPzNE.

The competitors included Alex from Brighton, who stated on the day that he had been burgled in the past while sleeping.

Security expert John Humphries of Defend and Protect Ltd has 17 years of security experience. He was asked to give his professional opinion of the contestant burglary footage and commented that Alex was surprisingly adept, most likely because he’d been burgled.

Sharon Flaherty, head of PR and content at Confused.com said: “With this campaign we were looking to create something immersive that demonstrated very clearly the importance of having home insurance and contents cover. We wanted to demonstrate that even members of the public with no burgling experience can gain access to a house and be in and out within minutes having stolen high value or sentimental items, and came up with this unique way to do so.

“In order to make it as authentic as possible, the contestants knew very little about the experience, something that was very important as we wanted to gain the insight of a security expert who could analyse the movements of the contestants and also give tips regarding home security. Interestingly, John Humphries said that the contestant who had been burgled was perhaps more at home in this experiment, as its clear that he now understands just what a burglar is looking for and where. I only hope those watching this don’t have to experience a burglary just to appreciate how devastating it can be.”

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Admiral Asks ‘What If Kids Made Cars?’

Admiral recently asked children aged 5 and 7 years of age to draw the car of their dreams before the company enlisted the help of an automotive design student to turn the kids’ imaginative ideas into a design reality.

The resulting design, based on drawings of their ultimate cars incorporates various features from the children’s drawings. The outcome is a car that flies, hovers using blue flame boosters, has heart-shape wheels with extendable legs so it can jump over other vehicles, outdoor speakers and a giant water pistol.

The ultimate kids car is also controlled by a computer, has a sofa bed, curtains, plants for fresh air, a disco ball and of course, a sweet, chocolate, popcorn and ice cream dispenser.

Managing Director of the car insurance specialist, Dave Halliday, said: “As grown-ups, we might spend a fair amount of time dreaming about the cars we’d buy if our budgets allowed, but we thought it would be fun to see the dream car a child’s imagination would come up with.

“We had no doubt their drawings would be terrific and the children certainly didn’t disappoint. The final design is pretty fanciful but it’s still recognisable as a car and looks like it would be great fun to travel in.”

Admiral has put together an online gallery of all the children’s drawings so visitors to the company’s website can see the inspiration behind the final car design. The drawings are online at www.admiral.com/kidsandcars.

Dave Halliday continued: “You might think cars, driving and the topic of motoring is usually the conversation of adults, but that doesn’t mean children don’t have their own thoughts and ideas about it. We also created a hilarious video simply by letting the camera roll and asking children between the ages of 5 and 7 to share their thoughts on cars and motoring.”

The multicar insurance specialist has also released a new video atwww.admiral.com/kidsandcars where kids explain how to drive a car, reveal who’s the better driver in their family, what car they would like to drive and describe what different road signs mean.

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Admiral Adds £300 Cover For Child Seats, Pushchairs And Handbags To Multicar Policies

Admiral MultiCar is adding two new benefits to all its car insurance policies that start from 1st July onwards. MultiCar customers will be able to claim up to £300 for loss of or damage to child seats, booster seats, prams or pushchairs as a result of an accident, fire or theft. They will also be able to claim up to £300 for a handbag or its contents.

Admiral acting managing director, David Halliday, commented: “Being involved in an accident or having your car broken into can be an incredibly stressful experience, but this can made even worse for families due to the paraphernalia they need to carry in their car.

“Current laws require parents to secure their children in appropriate car seats or booster seats. These can be damaged after any accident, even if they don’t seem to be, it’s best to replace them as they may not function correctly in the future. The last thing a parent would want to do is risk their child’s safety so it’s better to be safe rather than sorry.”

Within the £300 cover for child equipment, MultiCar insurance customers will be able to claim up to £50 for loss or damage to children’s accessories such as changing bags or sun blinds.

The new items covered are in addition to the standard cover of £100 for personal belongings damaged or stolen.

An Admiral MultiCar policy can hold up to five cars and offers a discount on all the vehicles on cover, the more cars on cover, the larger the discount. Admiral MultiCar is not available on any price comparison site. Visit admiral.com for more information or call 0844 848 4316 for a MultiCar insurance quote.

Via EPR Network
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