Tag Archives: auto insurance quotes

How SR-22 Insurance Can Improve A Driving Record

What any driver who has had a few too many run-ins with traffic police may have to face at some point is SR-22 insurance. According to a recently published InsuranceAgents.com article, ‘Getting Acquainted With SR-22 Insurance,’ SR-22 insurance is essential if you want to improve your driving record.

The purpose of SR-22 insurance is to prove your financial responsibility and allows you to get your driving record back on the right track.

“If you are cited by law enforcement for driving without insurance then you will be required to carry proof of SR-22 insurance for roughly three years just as if you were on probation,” the article states.

SR-22 insurance can be obtained through most insurance providers. To find out your state’s requirements, fees, and why or when you will need an SR-22 insurance policy, contact your auto insurance agent without delay.

You will need an SR-22 insurance policy if you have:
• A DWI, DUI, or any other serious moving violation
• A suspended or revoked license
• Been involved in an at-fault accident without insurance
• Made repeated traffic violations

SR-22 insurance can be a pain to file, and it can also be expensive. Visit InsuranceAgents.com to learn more about SR-22, and to request auto insurance quotes from up to five local agents.

Via EPR Network
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Auto Insurance Rates Rose 3 Percent Last Year. In 2009, They’re Expected To Rise Another 4 Percent, At Least

It may seem impossible to believe, but auto insurance can still be affordable. Even though rates are rising in most areas of the country, drivers don’t have to let their insurance policies lapse in order to save money, according to a recently published article on InsuranceAgents.com.

Auto Insurance Rates Rose

Auto insurance rates rose 3 percent last year. In 2009, they’re expected to rise another 4 percent, at least. In some areas (depending on the carrier), they’re expected to rise even more. And with many U.S. households suffering from grossly reduced incomes, many drivers may be led to believe that affordable auto insurance is a myth. But it may just require a little digging up to find.

According to the InsuranceAgents.com article, “Several Tips to Keep Auto Insurance Premiums Low as Rates Rise,” drivers who want to keep their auto insurance coverage need to begin their search by figuring out what auto insurance quotes are in their price range.

“The first step in beginning their search for low auto insurance quotes is to figure out exactly how much they are willing to spend on auto insurance. In order to do this, they will have to sit down and budget their expenses,” according to the article.

This means having to calculate finances, like one’s income, savings, expenditures, bills and debts, and miscellaneous expenses.

When trying to save money, the last thing one should do is drop their insurance policies to simply save money in the short term. This puts the former policyholders at risk for a huge financial loss, and too often results in them losing thousands of dollars in even minor events (like a fender bender in a car accident, for example). Not to mention, driving without auto insurance is against the law, in most states.

InsuranceAgents.com suggests other ways to save money on auto insurance, including raising the policy’s deductible, asking for discounts, driving less, practicing safe driving, maintaining good credit, searching for auto insurance quotes regularly, and also, figuring out the right amount of coverage (under-insuring and over-insuring can both cost you too much money).

Via EPR Network
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