Tag Archives: InsuranceAgents.com

How SR-22 Insurance Can Improve A Driving Record

What any driver who has had a few too many run-ins with traffic police may have to face at some point is SR-22 insurance. According to a recently published InsuranceAgents.com article, ‘Getting Acquainted With SR-22 Insurance,’ SR-22 insurance is essential if you want to improve your driving record.

The purpose of SR-22 insurance is to prove your financial responsibility and allows you to get your driving record back on the right track.

“If you are cited by law enforcement for driving without insurance then you will be required to carry proof of SR-22 insurance for roughly three years just as if you were on probation,” the article states.

SR-22 insurance can be obtained through most insurance providers. To find out your state’s requirements, fees, and why or when you will need an SR-22 insurance policy, contact your auto insurance agent without delay.

You will need an SR-22 insurance policy if you have:
• A DWI, DUI, or any other serious moving violation
• A suspended or revoked license
• Been involved in an at-fault accident without insurance
• Made repeated traffic violations

SR-22 insurance can be a pain to file, and it can also be expensive. Visit InsuranceAgents.com to learn more about SR-22, and to request auto insurance quotes from up to five local agents.

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Click Seat Belt Or Car Insurance Will Take a Hit

Most drivers have heard the “click it or ticket” expression but many don’t consider that saying as having anything to do with car insurance quotes. According to an article recently published on InsuranceAgents.com, those drivers who refuse to buckle up not only run a greater risk of seriously injuring or killing themselves in an accident but also of racking up high car insurance premiums.

“Buckling up might seem like a harmless offense but the fact of the matter is you will be ticketed and it will show up on your car insurance bills,” states the InsuranceAgents.com article, ‘How Seat Belts Affect Car Insurance Rates.’ “Not to mention the fact that buckling up could save your life in the case of an unexpected collision.”

Here is a few important reasons on why buckling up can save on car insurance:

– Car insurance companies base your rate on how much risk a driver represents. If the driver have a clan driving record with no seat belt infractions then they are considered responsible in their insurance company’s eyes. – If a driver is ticketed for not wearing a seat belt then your insurance company will find out about it and will most likely raise their premiums. – Aside from all that, wearing a seat belt is the smart and safe thing to do and can save any driver’s life in any type of collision whether it’s major or simply a
fender bender.

It’s simple and it’s quick and it makes a world of difference. If every driver simply buckled up then car insurance premiums would go down across the board and everyone would be happy. Visit InsuranceAgents.com today to find out more about the factors that go into determining car insurance rates as well as why it is important to buckle up.

Visit InsuranceAgents.com for more information and for insurance quotes from up to five local agents.

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Take Action Against Car Title Fraud

Most people were raised with the value of treating others the way they would like to be treated but unfortunately in this cutthroat society we live in these days, that value gets lost and it becomes every man or woman for themselves. Car title fraud is a prime example of people taking advantage of people for an easy profit. However, car title fraud can be avoided by simply performing a vehicle title history check, according to an article recently published on InsuranceAgents.com.

Knowing why car title fraud exists and how it works is an important stop in prevention. “The main reason car title fraud exists is because states lack conformity on what constitutes a ‘salvaged car,’” states the InsuranceAgents.com article titled, ‘Car Title Fraud: An Introduction‘. “There has been a push for the federal government to step in and mandate what is considered a ‘salvaged car’ so there isn’t a discrepancy between states.”

But until the feds step up to the plate, here are a few simple tasks that be accomplished by the purchaser to avoid car title fraud.

-Perform a vehicle title history check online by running the vehicle identification number, or VIN, of any vehicle made after 1981. -Take a pick from any of the numerous Web sites designed to perform accurate and timely VIN checks.

-Purchase car title insurance. This is relatively low cost and can save bundles if the buyer runs into a fraudulent title.

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Breaking Free from SR-22 Insurance

If you’re a driver who has had a few too many run-ins with the law as of late, prepare to be filing for SR-22 insurance in the near future. Unlike other insurance policies, however, this insurance won’t provide you with protection. According to a recently published article on InsuranceAgents.com, SR-22 insurance is not something drivers want to possess.

“Like other types of auto insurance, SR-22 insurance is basically a document that proves you have financial responsibility,” the article, Getting Acquainted With SR-22 Insurance, reports. “If you are cited by law enforcement for driving without insurance then you will be required to carry proof of SR-22 insurance for roughly three years just as if you were on probation.”

Although proof of financial responsibility can be obtained through most insurance providers, it is a strenuous process. Drivers are simply better off practicing safe driving because there are several incidents that can cause you to file for SR-22 insurance. They are:

1. Committing a DWI, DUI or other serious violations
2. Having your license suspended or revoked
3. Being involved in an at-fault accident without insurance
4. Having a tendency to repeat traffic violations

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Locking Down Suzuki Motorcycle Insurance

Suzuki offers a wide range of vehicles but is perhaps best known for their slick, sporty, super fast motorcycles. If you are contemplating satisfying your inner speed freak with a Suzuki motorcycle, be sure you effectively protect it with Suzuki insurance. You can find the most competitive rate possible for your new ride by going online to Vehicle Insurance Quotes Today Equals Auto Insurance Savings compare multiple auto insurance quotes.

Typically, insurance providers will charge higher rates for vehicles that are deemed dangerous, high-risk, or expensive. Suzuki motorcycles fall into this category and thus usually require extensive Suzuki insurance policies that come with pricey premiums. It is absolutely necessary to protect your Suzuki with an all-encompassing policy regardless of the price. However, according to an article recently published on InsuranceAgents.com, you can secure the most affordable Suzuki insurance possible by taking a few simple precautions.

According to the article, the first and most important step is talking to several auto insurance agents about different Suzuki insurance policies. Doing this will allow you to compare and contrast between different policies to find the cheapest one out there and may also save you money on your vehicle by leading you toward a different model that is cheaper to insure.

Suzuki insurance isn’t going to be cheap but it can be affordable if you know the steps to take. Insurers will always consider vehicles like Suzuki motorcycles to be high risk to insure but you can find yourself the best possible rate for your Suzuki insurance by going to InsuranceAgents.com today to compare insurance quotes.

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Suspended Licenses Result In High Car Insurance Quotes

Just because you made a few mistakes that resulted in your license getting suspended doesn’t mean you’re cursed to receive high car insurance quotes for the rest of your life. There are steps you can take so you can start fresh with a clean driving record and low auto insurance premiums.

According to an article recently published on InsuranceAgents.com, committing too many violations on the road could result in a suspended license. “As if it weren’t daunting enough to lose your key to open and unrestricted transportation, a suspended license may cause your auto insurance premium to skyrocket.”

Once your license is suspended you should really invest yourself in proving to your insurance company that you are taking your driving seriously. You can do this by taking a defensive driving course, paying all fees you owe to the DMV, and even applying for a temporary license.

The InsuranceAgents.com article states, “To get a temporary permit/license, the suspended-licensed driver will have to pay their state’s reinstatement fee, fulfill responsibility criteria and successfully complete a written test. To keep this privilege, the driver is not allowed to make even one more moving violation.”

So if you have a suspended license or are interested in learning more about managing life with a suspended license, you should visit InsuranceAgents.com. There you will find a plethora of insurance agents willing to work with you and your situation, no matter what it is.

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Auto Insurance Rates Rose 3 Percent Last Year. In 2009, They’re Expected To Rise Another 4 Percent, At Least

It may seem impossible to believe, but auto insurance can still be affordable. Even though rates are rising in most areas of the country, drivers don’t have to let their insurance policies lapse in order to save money, according to a recently published article on InsuranceAgents.com.

Auto Insurance Rates Rose

Auto insurance rates rose 3 percent last year. In 2009, they’re expected to rise another 4 percent, at least. In some areas (depending on the carrier), they’re expected to rise even more. And with many U.S. households suffering from grossly reduced incomes, many drivers may be led to believe that affordable auto insurance is a myth. But it may just require a little digging up to find.

According to the InsuranceAgents.com article, “Several Tips to Keep Auto Insurance Premiums Low as Rates Rise,” drivers who want to keep their auto insurance coverage need to begin their search by figuring out what auto insurance quotes are in their price range.

“The first step in beginning their search for low auto insurance quotes is to figure out exactly how much they are willing to spend on auto insurance. In order to do this, they will have to sit down and budget their expenses,” according to the article.

This means having to calculate finances, like one’s income, savings, expenditures, bills and debts, and miscellaneous expenses.

When trying to save money, the last thing one should do is drop their insurance policies to simply save money in the short term. This puts the former policyholders at risk for a huge financial loss, and too often results in them losing thousands of dollars in even minor events (like a fender bender in a car accident, for example). Not to mention, driving without auto insurance is against the law, in most states.

InsuranceAgents.com suggests other ways to save money on auto insurance, including raising the policy’s deductible, asking for discounts, driving less, practicing safe driving, maintaining good credit, searching for auto insurance quotes regularly, and also, figuring out the right amount of coverage (under-insuring and over-insuring can both cost you too much money).

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